State of New York Mortgage Agency (SONYMA) Loans Purchased: Beginning 2004
data.ny.gov | Last Updated 10 Jun 2019Financial and Geographic Information on SONYMA Loans purchased since 2004.
This dataset has the following 14 columns:
Column Name | API Column Name | Data Type | Description | Sample Values |
---|---|---|---|---|
Bond Series | bond_series | text | The bond series from which proceeds were used by SONYMA to purchase the mortgage. Some recent loans do not yet have a permanent bond series as they are being held in the Warehouse Line of Credit. As a result, bond series coding will change at the next refresh as these more recent loans move to a permanent bond series. | Series 38D/46/47 Series 111/112 Series 154/155/156/157 Series 38A/39/40 Series 113/114/115 view top 100 |
Original Loan Amount | original_loan_amount | number | The original amount of mortgage provided to the homebuyer. | 80000 100000 87300 67900 200000 view top 100 |
Loan Purchase Date | loan_purchase_date | calendar_date | The date that SONYMA purchased the mortgage from the originating lender. | 2004-09-23T00:00:00.000 2008-09-18T00:00:00.000 2004-02-05T00:00:00.000 2004-10-21T00:00:00.000 2004-10-28T00:00:00.000 view top 100 |
Purchase Year | purchase_year | text | The year that SONYMA purchased the loan from the originating lender. | 2004 2008 2006 2005 2007 view top 100 |
Original Loan To Value | original_ltv | number | The original loan amount divided by the lower of the original home sales price or the original appraised value. | 97 80 95 90 96.99 view top 100 |
Loan Type | loan_type | text | The type of loan provided to the homebuyer. Conventional loans are fixed-rate and self- amortizing. A Step loan was originated at a lower rate and increased to a higher rate after 4 years. | Conventional Step view top 100 |
SONYMA DPAL/CCAL Amount | sonyma_dpal_ccal_amount | number | The amount of down payment assistance (DPAL) or closing cost assistance (CCAL) provided to the homebuyer. | 5000 3000 0 10000 7500 view top 100 |
Original Term | original_term | number | The loan term in months. | 360 480 240 300 view top 100 |
County | county | text | The county of the property financed by the mortgage. | Monroe Suffolk Erie Kings Nassau view top 100 |
FIPS Code | fips_code | text | The numeric equivalent of the property’s county. | 36055 36103 36029 36047 36059 view top 100 |
Number of Units | of_units | text | The number of units financed by the mortgage. Condominiums and cooperatives are considered 1 Family homes. | 1 Family 2 Family 3 Family 4 Family view top 100 |
Property Type | property_type | text | The type of property financed by the mortgage. | Detached Condominium Cooperative Attached PUD view top 100 |
Housing Type | housing_type | text | The construction status of the property at origination. | Existing New Rehabilitation view top 100 |
Household Size | household_size | number | The number of persons living in the household at origination. | 1 2 3 4 5 view top 100 |